Saturday, 26 May 2012

Dena bank interview Experiance:-By Saurab

Today my interview of dena bank took place at tarang banquet hall ,lucknow on 24/05/2012 at 9 AM ……. My interview goes like this ……

There were 3 members in my panel ,I open the door gently and ask for permission ,may I come in sir Yes … after reacheing to the chair I wished ……gd morning to all of u sirs ……..
M1-take your seat . Thank u sir
M1-so saurabh u belong to ? Sir I am from Kanpur

M1-do u belong to that place ? No sir, actually my father belong to DhaUlpur a place situated in rajasthan .my father migrated to this place for business purpose ….

M1-but u brought up and education took place in Kanpur naa? Yes,sir

M1- so saurabh after ur graduation in science u switch to the history …..y so strange combination ? Sir,I can explain to u .after the completion of my graduation I got selected in a apprentice ship to in one of the ordnance factory so I indulge myself in that till 2008 but want to continue my further study I took admission in M.A.after the successful completion of my training I start preparing for the banking exams I cleared some of them but could nt make till final in any of them ….now becz of the support of my younger brothers I m here

M1-so r they both are working somewhere ? Yes ,sir they both are working in the INDIAN AIR FORCE…….

M1-so u didn’t u try in IAF.? Have u ever faced the SSB ? Yes sir I also appeared for the same exam nd cleared but due to some family problem I could nt join that .and y the way they both are PBOR mean personnel below officer rank and I faced SSb interview in my life once in ALLAHAbD ,19 SSB …….

M1-what ur father do ? Sorry sir ,my father is no more

Now the M2 …… M2-so saurabh after graduation in science u did ur PG in history …………..how u will sell urself for this Job

Sir I think I have all the qualities of a PO such as cool minded,presence of mind ,cooperative nature …..these should be the qualities of a PO and I have ……..

M2-being a history student what u know about economy ? (I quickly reply)sir being a science and history student its doesn’t mean that I m nt aware about the economics and banking I have enough knowledge of economics and banking terms .

M2-so reply a simple question in economics what cabn be the ause behind the decreace in demand ..? Sir there can be a several factors it maybe the factors that in market ppl don’t have enough amount to buy things .mean recession …..
M2-resession ? Yes sir recession …….
M2- have u heared about MONOPOLY ?
Yes sir this is a term of which has a sole ryt to produce or to sell in the market no one else ………
M2-so what do u think is this gd for economy.consumerand nation ?
Sir I think monopoly is not from the the point of view of the economy if suppose producer make rise in prices it would be difficult for the consumer ……. Ther should be a open market ……
M2- (say something quickly in English but I could nt understand ,but ididnt say pardon becz I have said it several times ) Sorry sir ,no idea
M2-is there any law has been introduced by govt to check this monopoly ? )
I take my time )yes sir MRTP act …. M2- full form ? Sorry sir I have read about it but ryt nw it skipped from my mind
Now M3……….
M3-do u know NABARD ?
Yes sir it is the apex body of all the regional rural banks
M3- what it do ? Sir it gives guideline to all the RRBS how to function for the financial inclusion and also how to disburse the loan to the poor ppls ..also the deprived ppls of the rural area . M3-does it directly give loan s? No sir it give loans to RRB then RRB do
M3-head office ? Sorry sir ,no idea
M3-what is SIDBI ? Sir this refer to small industrial development bank of india which finanace the small industries …
M3-head office  Sorry sir .no idea
Now again M1…….. So u said u start preparing from 2008 how do u manage that ?
Sir I have a group of 4 friends we all prepare together 3 of them has been selected in the recent result of the banks ,,,,,,,,,,,
M1- o gd why didn’t u ? Sir as I said earlier I don t have gd % in my graduation so that’s by I could apply for those banks …….its my first intervw ..
M1-so saurabh which newspapaer do u read ? Dainik jagran
M1-have u read 2days newpapaer ? Yes sir
M1-there is a news about the vishwanathan ananad …..wht is that ? Sorry sir I know who vishwanathan ananad but why he is in news I have no idea ….. (suddenly his cell starte to ring and he start talking ………….when he finished M1 tell him u were on vishwanathan anand )
M1- can u recll news of last ten days whyhe is news ? Sorry sir ,no idea
M2-ok saurabh what was the business of ur father ?
Sir my father was a shopkeeper a grocery shop and also a distributorship of a tea company named MUGALL tea based of Firozabad ,,,,
M2- so who is running that 1 ? Sir after the death of my father that business was wind up ……
M1- so saurabh tell me any two news of 2days newspapaer except hike in the petrol priceand devaluation in rupee against dollar ?
Yes sir the first news is RBIS has decided to take back the bond of worth 12000 cr from the market to maintain the liquidity becz due to the devaluation of the dollar banks had borrowed approx 1 lac cr in last two days which above to the comfort zone ofRBI  (After a pause of 10sec ) Chennai super king has defeted Mumbai and make it place to the final ..
M2- mean CSK in final ? Yes sir
M1-sure ? Yes sir ,I think so
M1( smile a little bit ) it seems u have a less interest in sports  Yes sir  Ok saurabh  Thank u  I stood and wish them thank u in reply and have a nice day ………

Tuesday, 22 May 2012

UNITED BANK OF INDIA Interview Experiance :-By Atul Handa

Question1 Tell me about urself..??
Question2 What ur father do..??
Question3 What electronics and communication engineering deals with ??
Question4 What is satellite communication and mobile communication..??
Question5 What is difference between virus and worm.. ??
Question6 What is operating system..??
Question7 Capitals of ASSAM, TRIPURA, MIZORAM ,SIKKIM, ARUNACHAL PRADESH..??
Question8 What is ROUTER and MODEM..??
Question9 Which bank u will join if get all the joining on the same date..??

From all these 7 interviews i got the results of 5..and with god grace i got selected in all 5..and 2 results are still in wait..

I have tried my level best to explain everything in this post.... Hope this will benefit maximum number of candidates :) :) Best of luck to all all banking aspirants..Have a great future ahead..I wish u a success :) :)

UCO Bank Interview Experiance :-By Atul Handa

Question1 Which is the most nearest branch of UCO BANK from ur home..??
Question2 U r saying that u prepared for only 3 months for this exam..?? means u are very good at mathematics...I replied yes sir....then he said..i am giving u the puzzle ...solve it....He wrote on the plane paper ( 3 3 3 = 24 ) ...He said use these and make it 24....within 5 sec i said first square first 3 and multiply it by second 3 and subtract third 3 from it...and he was totally surprised.....He said atul u are superb..I do not have any more questions for u...u can go now...

BANK OF BARODA Interview Experiance :-By Atul Handa

Question1 Why ECE engineers are not getting the jobs in their own field..?? Why mostly ECE engineers are unemployed..??
Question2 What ur father do..??
Question3 will u even join my bank...if i would put u in manipur..??
Question4 Difference between primary and secondary memory..??
Question5 Difference between RAM and ROM..??
Question6 Difference between pen drive and USB..??
Question7 Marks in union bank of india interview..??
Question8 How ur engineering will help us..??

ALLAHABAD BANK Interview Experiance :-By Atul Handa


Question1 What are u presently doing and why there is a gap..??
Question2 Difference between base rate and PLR..??
Question3 Difference between u and TATA in regard for giving the loan..??
Question4 Difference between bank rate and repo rate..??
Question5 what is sub prime crisis..??
Question6 difference between LAN and WAN..??
Question7 Recently watched movie..??
Question8 Name the woman who recently won the oscar prize for a documentary movie..??
Question10 I am facing very tough competition from the PNB and BANK OF INDIA..If i would make u branch manager of jalandhar branch...Give me 10 points how would u double the business of my bank..??

Bank of india Interview Experiance:-By Atul Handa

Question1 what are u doing presently and why there is a gap..??
Question2 What is the base rate of bank of india..??
Question3 Presently at which rate we lend to our customers..??
Question4 which is our national game..??
Question5 where is olympics 2012 is going to be held..??
Question6 Has our national game qualified in the olympics and after how many years..??
Question7 Where the last olympics had taken place..??
Question8 and where last to last means in 2004..??
Question9 What is link of olympics with greece..??( I said first olympics took place in greece )
Question10 What is the difference betwenn 2G and 3G..??
Question11 What is the difference between ipad and laptop ??
Question12 Which supply we are getting at home AC OR DC..??

SYNDICATE BANK Interview Experiance :-By Atul Handa

I entered the room and wished all the panel members ( 3 male and 1 female )

Question1 What are u doing presently..??

Question2 Why there is gap..??

My answer Same as above

Question3 What is CRR..??
My answer CRR is the money that bank has to keep with RBI.

Question4 What is present CRR rate..??
My answer 4.75 %

Question5 What is SLR rate...??
My answer It is the money that bank has to keep with him in terms of GOLD or liquid..BUT it should be 24% of net demand and time liabilities.

Question6 What is prime lending rate and base rate..??
My answer same as above

Question7 What are negotiable instruments ..??
Question8 What is the difference between cheque and draft..??
Question9 What are the functions of Reserve bank of india..??
Question10 What are the supervisory functions of RBI..??
Question11 About recent news..??
Question12 About Budget..??
Question13 Allocation of funds to banks and NABARD in the budget...??
Question14 What is service tax..??
Question15 What is excise duty..??
Question16 What is custom duty..??
Question17 Is draft a negotiable instrument

2 or 3 questions more...but i could not able to recall...Friends it is very difficult for me to provide answer to each and every question...But whereever u find any problem..write it in the comments..i will try to sort it out..!!